Millennials are ahead of their parents in retirement savings. But it’s not all good news.

Many American retirees are looking to age in place, while others who have bid adieu to the workplace are seeking new locales. With no shortage of choices, how do they decide?

Some ways to narrow down the list include moving closer to grandkids or settling in a vacation spot that has generated family memories over the years. Folks who get the blues from high taxes and cold weather can find plenty of tax-friendly, warmer settings to establish new roots. Those who want to stay active with outdoor recreation or by playing golf have their pick of communities near manicured club courses and the great outdoors.

Big cities have advantages, as do small towns with safe streets and quiet neighborhoods. Some of the best choices are idyllic suburbs like Piermont, New York and Shenandoah, Texas, that are just minutes away from the business bustle and cultural attractions of big cities.

To help retirees thinking about a move, Stacker referenced Niche’s 2020 Best Places to Retire study, which lists 50 American small towns that offer the best retirement options. A maximum of 10 towns from each state and towns with a population of fewer than 40,000 were considered for the rankings, which Niche calculated according to retiree representation, weather quality, cost and safety, access to healthy living, and a handful of other factors. For each town, Stacker has included the town’s resident population along with figures for median home value, median rent, and median household income.

Read on to see which locations are the best spots to retire in America, and where you might want to go.

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- Population: 2,540 (17% age 55-64 and 24% age 65+)

- Median household income: $124,716

- Median home value: $579,800 (67% own)

- Median rent: $2,000 (33% rent)

The tiny picturesque village of Piermont is perched on hills overlooking the Hudson River, close to a bird-filled salt marsh, a state park with hiking and cross-country ski trails, tennis courts, and a pool club. Yet it's only a 20-minute drive to cross the George Washington Bridge into New York City.

- Population: 3,811 (24% age 55-64 and 57% age 65+)

- Median household income: $79,152

- Median home value: $747,000 (83% own)

- Median rent: $1,446 (17% rent)

Carefree, Arizona, is exactly that—a worry-free small town that is one of the best for retirees. Located in Maricopa County, the town is located 45 minutes from Phoenix, giving it fantastic connectivity. The town is small, with just under 4,000 people, and is known for its great weather and bountiful outdoor activities like art and cultural festivals, gardens, and al fresco dining.

- Population: 1,150 (7% age 55-64 and 23% age 65+)

- Median household income: $218,603

- Median home value: $954,300 (91% own)

- Median rent: null (9% rent)

This 0.2-square-mile hamlet is one of several communities in the Great Neck area. Getting to New York City’s Penn Station takes about 35 minutes by train, but there are plenty of reasons to stay close, including the activities and programs offered by the Great Neck Park District.

- Population: 1,255 (13% age 55-64 and 54% age 65+)

- Median household income: $71,333

- Median home value: $243,200 (98% own)

- Median rent: null (2% rent)

Perched on Lake Palestine in eastern Texas, Emerald Bay is a top spot in the state for retirees because of its small population (approximately 1,300 residents), rural feel, and affordable cost of living. The town is home to the Emerald Bay Community, as well, which has an 18-hole golf course, clubhouse, and restaurant.

- Population: 14,778 (15% age 55-64 and 35% age 65+)

- Median household income: $87,248

- Median home value: $371,800 (76% own)

- Median rent: $1,309 (24% rent)

St. Simons Island is part of the barrier islands off the coast of Georgia known as the Golden Isles. It's one of the largest of the islands, and one of the most beautiful and quintessentially Southern. Picture Spanish moss hanging from stately oak trees, quaint streets, restaurants, and shops. The median age on St. Simons, according to the World Population Review, is about 54 years old. The island has a higher-than-average cost of living—understandable what with the island's great weather, pristine setting, and wealth of outdoor activities.

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- Population: 11,077 (15% age 55-64 and 30% age 65+)

- Median household income: $192,983

- Median home value: $734,800 (85% own)

- Median rent: $1,195 (15% rent)

This affluent St. Louis suburb is the home of the Bellerive Country Club, which hosted the PGA Championship back in 2018. In 2017, Town and Country began creating a New England-style town square to foster a more tight-knit community.

- Population: 16,050 (14% age 55-64 and 41% age 65+)

- Median household income: $82,081

- Median home value: $293,100 (85% own)

- Median rent: $1,420 (15% rent)

Low crime rates, combined with deliciously warm weather, golf courses (around 40), park space, and gardens makes Pinehurst, North Carolina, a great place to retire. The small town enjoys a great perch from which to access the busier cities, as well: Chapel Hill is an hour-and-a-half away and Charlotte is two hours away.

- Population: 2,272 (20% age 55-64 and 37% age 65+)

- Median household income: $85,417

- Median home value: $346,400 (89% own)

- Median rent: $1,645 (11% rent)

Ocean View, Delaware, is a small coastal town with just over 2,000 residents known for its suburban, rural feel and its great weather, low crime, and all-around warm family atmosphere. Delaware is a great place to retire in general for its tax benefits for retirees, but what makes Ocean View so special is its access to 28 miles of beaches, parks, space for bike riding and hiking, and annual festivals, as well as access to major metropolitan areas like Philadelphia, New York, Baltimore, and Washington D.C.

- Population: 5,521 (25% age 55-64 and 65% age 65+)

- Median household income: $104,850

- Median home value: $456,600 (95% own)

- Median rent: $1,862 (5% rent)

St. James, located on North Carolina’s southeast coast, was incorporated in 1999. Wetlands, open spaces, ponds, and marshlands add to the town’s visual appeal. It also has four and a half golf courses, a community center with various activities, a number of tennis courts and swimming pools, and a marina and beach club along the Oak Island seashore.

- Population: 2,835 (15% age 55-64 and 21% age 65+)

- Median household income: $132,955

- Median home value: $460,100 (97% own)

- Median rent: $2,634 (3% rent)

Holly Hills is a small Denver suburb, which gives residents the advantage of being close to the excitement of the city with the ability to go home to a small, friendly community at the end of the day. It’s perfect for those who enjoy winter weather, as it gets an average of 23 inches of snow a year, and its average annual high temperature doesn’t quite hit 70 degrees Fahrenheit.

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- Population: 5,370 (19% age 55-64 and 59% age 65+)

- Median household income: $107,500

- Median home value: $722,500 (84% own)

- Median rent: $788 (16% rent)

The self-proclaimed “California desert sanctuary” in the Coachella Valley lives up to its moniker with amazing mountain views, 350 days of sunshine, renowned golf courses, and several r­esidential­ country clubs. The Southern California town also sponsors a number of sporting and cultural events, including the BNP Paribas Open, the tennis tournament.

- Population: 4,360 (21% age 55-64 and 30% age 65+)

- Median household income: $122,228

- Median home value: $852,700 (86% own)

- Median rent: $1,994 (14% rent)

The Isle of Palms is one of the South Carolina Lowcountry barrier islands, with six miles of sugary beaches, wildlife, resorts, spas, golf, and restaurants. Retirees are drawn to the endless array of outdoor activities, from fishing and tennis to sailing, kayaking, and golf. Plus, it's just 12 miles from bustling Charleston and all the activities and services of a major Southern city.

- Population: 8,852 (15% age 55-64 and 31% age 65+)

- Median household income: $181,667

- Median home value: $842,000 (87% own)

- Median rent: $2,846 (13% rent)

Woodbury is situated near the U.S. Military Academy at West Point and Bear Mountain State Park, with views down the Hudson River to New York City. The biggest employer and visitor attraction is the Woodbury Common Premium Outlet Center, which has more than 200 stores. The town has two swimming and recreational facilities for residents, and a thriving senior center offers classes, trips, guest speakers, and art exhibits.

- Population: 7,985 (15% age 55-64 and 20% age 65+)

- Median household income: $177,321

- Median home value: $1,109,400 (79% own)

- Median rent: $1,413 (21% rent)

This Long Island hamlet is home to the luxury shopping center Americana Manhasset. Beaches and golf courses aren’t far, and neither is Manhattan, which is 20 miles away.

- Population: 1,557 (14% age 55-64 and 36% age 65+)

- Median household income: $74,087

- Median home value: $172,500 (79% own)

- Median rent: $991 (21% rent)

When it comes to retiring in Texas, Palm Valley ranks among one of the best small towns because of its low crime, family atmosphere, warm weather, and relatively low cost of living. Palm Valley is a veritable nature lover's paradise, with hiking and biking trails, the Harlingen Country Club, and the shores of the Gulf of Mexico. South Texas is a prime spot for birders, as well, and Palm Valley is near nesting grounds of many species of birds that migrate through Hugh Ramsey and Thicket Nature Parks.

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- Population: 17,074 (16% age 55-64 and 32% age 65+)

- Median household income: $104,006

- Median home value: $454,300 (65% own)

- Median rent: $1,877 (35% rent)

Residents of Parole benefit from shops, services and restaurants being an easy walk or short drive away. It’s located near Baltimore, Annapolis, and scenic beaches and boating at Chesapeake Bay. The town’s name traces back to the Civil War, when Union soldiers captured by the Confederates were held at Camp Parole.

- Population: 14,473 (15% age 55-64 and 80% age 65+)

- Median household income: $56,779

- Median home value: $272,400 (89% own)

- Median rent: $1,450 (11% rent)

This planned community near Phoenix claims a “resort vacation lifestyle and country club living.” Indeed, Sun Lakes has five adult country club communities represented by three homeowner associations, numerous golf courses, and hundreds of special-interest clubs. The community also has a community college campus that offers lifelong learning opportunities.

- Population: 9,622 (15% age 55-64 and 23% age 65+)

- Median household income: $181,929

- Median home value: $944,700 (78% own)

- Median rent: $1,957 (22% rent)

Chevy Chase sits at the border of Maryland and the District of Columbia, just a few miles from the White House and the U.S. Capitol down Connecticut Avenue. Nearby is the Friendship Heights shopping district and the National Institutes of Health and National Naval Medical Center in Bethesda. It’s bicycle- and pedestrian-friendly, and Metro trains are a quick trip to downtown Washington D.C.

- Population: 873 (14% age 55-64 and 29% age 65+)

- Median household income: $187,778

- Median home value: $823,300 (92% own)

- Median rent: $1,568 (8% rent)

This Washington D.C. suburb has a small population of just over 1,000 people. It offers retirees a suburban vibe with restaurants, coffee shops, and plenty of green space—and the proximity to the nation's capital leaves even more room for culture, arts, and education. Garrett Park retains its historic, small-town charm with potluck town dinners, farmers markets, a swim club, and historic homes and buildings.

- Population: 1,129 (16% age 55-64 and 48% age 65+)

- Median household income: $131,071

- Median home value: $415,000 (89% own)

- Median rent: $1,000 (11% rent)

This community created its Design Review Board “to preserve, protect, and enhance the ecologically and historically unique environment and aesthetic charm of the village.” Residents are just minutes from Detroit and 30 miles from the Brighton Howell area, which has 123 miles of trails and 20 golf courses.

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- Population: 2,887 (10% age 55-64 and 40% age 65+)

- Median household income: $80,451

- Median home value: $261,000 (55% own)

- Median rent: $1,071 (45% rent)

Situated in the northern corridor of Houston, Shenandoah has a host of great amenities like the Aveda Institute, with spa services offered by students, an indoor swimming and Olympic training facility that holds national competitions and is open to the public, and a 10,000-seat artificial turf stadium for football and soccer games. The cost of living in Shenandoah is lower than the U.S. average, and the poverty rate is low.

- Population: 1,832 (14% age 55-64 and 18% age 65+)

- Median household income: $148,750

- Median home value: $736,700 (75% own)

- Median rent: $869 (25% rent)

Olmos Park is surrounded by San Antonio, offering the community quick access to all the attractions found in the larger city. It also lays claim to year-round warm weather.

- Population: 3,901 (20% age 55-64 and 51% age 65+)

- Median household income: $57,265

- Median home value: $267,900 (86% own)

- Median rent: $1,232 (14% rent)

Golfers and anglers alike won’t have trouble filling their days in this town that spans the island bearing its name and parts of the coastal mainland. Sunset Beach is also a short walk from Bird Island, the undeveloped barrier island that is home to threatened or endangered species like loggerhead sea turtles.

- Population: 38,877 (15% age 55-64 and 76% age 65+)

- Median household income: $40,586

- Median home value: $159,900 (82% own)

- Median rent: $1,088 (18% rent)

Billed as “The Original Fun City,” Sun City is dedicated to creating a fun, relaxing place for active retired adults. Residents can join more than 130 recognized clubs (including political organizations, performing arts groups, and fitness groups), spend their days on the putting green, or attend classes at nearby colleges and senior education centers.

- Population: 1,343 (22% age 55-64 and 47% age 65+)

- Median household income: $75,313

- Median home value: $387,600 (89% own)

- Median rent: $1,214 (11% rent)

This community sits on the 25.4-mile barrier island of Bogue Banks, which is part of an area called the Crystal Coast for its white beaches and clear water. With numerous water trails and a temperate climate, the coast is a paddler's paradise. The North Carolina Aquarium at Pine Knoll Shores offers a different kind of fun, as well as volunteer opportunities.

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- Population: 9,137 (21% age 55-64 and 33% age 65+)

- Median household income: $59,429

- Median home value: $264,000 (80% own)

- Median rent: $1,130 (20% rent)

The Marsh Walk is a source of pride in this beach town known as the seafood capital of South Carolina. It’s a half-mile boardwalk along a saltwater estuary where residents can eat, listen to live music, shop, and enjoy recreational water activities. Myrtle Beach is 10 miles away, and Huntington Beach State Park is even closer.

- Population: 14,362 (20% age 55-64 and 27% age 65+)

- Median household income: $211,393

- Median home value: $1,516,200 (93% own)

- Median rent: $2,547 (7% rent)

This Phoenix suburb sits on the edges of both the Phoenix Mountains Preserve and Camelback Mountain and has three golf courses, four medical centers, nine resorts, and 294 sunny days per year. Its stated mission is to provide “high-quality public services to a community which values limited government.”

- Population: 3,327 (17% age 55-64 and 27% age 65+)

- Median household income: $114,750

- Median home value: $333,500 (86% own)

- Median rent: $3,501 (14% rent)

Hollywood Park is a San Antonio suburb self-described as “a great, peaceful, and friendly place to live.” The Hollywood Park Community Association works toward that goal by hosting community events and running programs like Neighbors Lifting Neighbors, which pairs people needing assistance with others seeking to help.

- Population: 8,763 (14% age 55-64 and 20% age 65+)

- Median household income: $180,000

- Median home value: $754,200 (89% own)

- Median rent: $2,180 (11% rent)

Though South Kensington has its share of bars, restaurants, coffee shops, and parks, residents also have easy access to the sights, shops, and eateries of Washington D.C. and the surrounding areas. There are also loads of hiking trails throughout Montgomery County.

- Population: 854 (23% age 55-64 and 62% age 65+)

- Median household income: $87,083

- Median home value: $497,300 (99% own)

- Median rent: $1,211 (1% rent)

Bethany Beach is among the southern Delaware coastal towns known as the Quiet Resorts. It hosts concerts, movies, and bonfires in the summer when its population swells and is close to the peaceful Assawoman Bay State Wildlife Area.

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- Population: 24,729 (20% age 55-64 and 38% age 65+)

- Median household income: $85,200

- Median home value: $402,100 (79% own)

- Median rent: $1,259 (21% rent)

This safe, master-planned community in Maricopa County holds numerous community events throughout the year and is a playground for outdoor enthusiasts. The town, known for its large fountain, is an International Dark Sky Community, a designation given to places that “promote responsible lighting and dark sky stewardship.”

- Population: 25,544 (12% age 55-64 and 84% age 65+)

- Median household income: $52,196

- Median home value: $221,500 (88% own)

- Median rent: $1,250 (12% rent)

This unincorporated community near Phoenix was founded in 1978 by Del Webb. In addition to its seven golf courses, Sun City West offers amenities like adult learning opportunities, organized trips, more than 100 clubs, and four recreation centers.

- Population: 3,311 (16% age 55-64 and 28% age 65+)

- Median household income: $187,569

- Median home value: $1,001,800 (81% own)

- Median rent: $1,433 (19% rent)

This hilly, 4-square-mile patch of Texas is conveniently located near Austin's downtown and two Austin gems Zilker Metropolitan Park and Lady Bird Lake. West Lake Hills received a 2019 Certified Scenic City award, which recognizes cities that demonstrate a “commitment to high-quality scenic standards for public roadways and spaces.”

- Population: 3,974 (18% age 55-64 and 52% age 65+)

- Median household income: $38,490

- Median home value: $76,700 (86% own)

- Median rent: $936 (14% rent)

High Point is a community that sits on Florida's Gulf coast, not far from Tampa Bay's pulsing metropolis. Seniors love the warm weather and quaint downtown, plus it’s one of the most affordable places in the nation, with home values far below the national median.

- Population: 1,162 (17% age 55-64 and 28% age 65+)

- Median household income: $170,417

- Median home value: $554,100 (100% own)

- Median rent: unavailable (0% rent)

Dutch Island, situated on the outskirts of Savannah, is like stepping into another world. The tight-knit island community was built along 500 acres of pristine natural beauty and prides itself as a perfect place for retirees thanks to its quiet and serene atmosphere. Dutch Islandis small, with just 480 homes, and offers plenty of activities from tennis and beach volleyball to boating, hiking, and a community pool.

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- Population: 2,433 (19% age 55-64 and 33% age 65+)

- Median household income: $95,588

- Median home value: $271,500 (94% own)

- Median rent: $1,542 (6% rent)

Home to early pioneer families, Windy Hills has a 3.5-mile paved loop for walking enthusiasts and offers community events throughout the year. Known as a “City of Historic Homes,” visitors can view the exteriors of houses built as early as 1790.

- Population: 10,669 (20% age 55-64 and 40% age 65+)

- Median household income: $44,862

- Median home value: $145,800 (79% own)

- Median rent: $1,062 (21% rent)

Garden City is a prime spot for crabbing and fishing because of its access to the Atlantic Ocean and Murrells Inlet. The community’s 668-foot-long fishing pier provides an ideal spot for anglers during the day and acts as a live-music venue during summer evenings. For anyone considering a move to Garden City Beach, the Myrtle Beach Area Chamber of Commerce offers a relocation guide.

- Population: 1,406 (17% age 55-64 and 34% age 65+)

- Median household income: $108,947

- Median home value: $222,700 (95% own)

- Median rent: $1,518 (5% rent)

Leland Grove is just minutes away from Springfield and all the restaurants, attractions, and shopping the state capital has to offer. A 2013 regional planning commission report noted that Leland Grove’s “high-quality residential character represents its greatest strength,” and that its “community spirit is a valuable asset.”

- Population: 20,902 (14% age 55-64 and 80% age 65+)

- Median household income: $49,147

- Median home value: $175,400 (85% own)

- Median rent: $995 (15% rent)

Recreation and learning opportunities abound in this retirement community 25 miles south of Tucson in the Sonoran Desert. The nonprofit Green Valley Recreation operates 13 recreation centers and offers more than 1,000 classes. Every March, it hosts the Southern Arizona Senior Games in which more than 1,000 participants compete in events that include bicycling, mah-jongg, tennis, and powerlifting.

- Population: 15,095 (18% age 55-64 and 51% age 65+)

- Median household income: $47,862

- Median home value: $169,300 (80% own)

- Median rent: $932 (20% rent)

What's not to love about this beachfront town on Florida's southern Gulf coast? Shared by Charlotte and Sarasota counties, Englewood's beaches are wide and uncrowded, making them popular spots for water activities and observing the many bird species that call this part of the state home. The low-key beach town has two state parks, Stump Pass Beach State Park and Charlotte Harbor Preserve State Park.

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- Population: 13,072 (13% age 55-64 and 31% age 65+)

- Median household income: $53,500

- Median home value: $162,400 (59% own)

- Median rent: $1,254 (41% rent)

On the Gulf Coast, Villas is about 130 miles south of Tampa and St. Petersburg. The region hosts a number of baseball spring-training camps, and the scenic islands of Sanibel and Captiva are nearby. Winters in the subtropical climate are mild. In the summer months, late afternoon thunderstorms are common two days out of three, although tropical storms and hurricanes can bring downpours and high winds.

- Population: 1,400 (24% age 55-64 and 48% age 65+)

- Median household income: $114,583

- Median home value: $1,017,100 (82% own)

- Median rent: $1,261 (18% rent)

There’s a lot to enjoy within this town’s one square mile, including pristine beaches and a mile-long boardwalk filled with attractions, shops, and restaurants. In the summer, Rehoboth Beach hosts a free concert series.

- Population: 5,198 (11% age 55-64 and 79% age 65+)

- Median household income: $48,672

- Median home value: $159,900 (89% own)

- Median rent: $840 (11% rent)

The Timber Pines Community Association, which says it’s dedicated to offering premier “country club living for active adults,” calls Timber Pines the “best-kept secret in Florida.” Residents can swim in two geothermally heated pools, golf on four courses, play tennis on eight courts, and join more than 100 clubs, classes, and organizations.

- Population: 5,283 (15% age 55-64 and 34% age 65+)

- Median household income: $70,341

- Median home value: $474,600 (71% own)

- Median rent: $1,037 (29% rent)

South Sarasota in Sarasota County is near Roberts Bay, home to Edwards Islands Park, a pair of islands perfect for beach days, boating, and fishing. Listed on the U.S. National Register of Historic Places, the Field Club was originally the winter home of Stanley and Sara Carroll Brown Field, of Marshall Field department store fame.

- Population: 13,479 (18% age 55-64 and 29% age 65+)

- Median household income: $54,778

- Median home value: $232,600 (71% own)

- Median rent: $972 (29% rent)

Between Fort Pierce and West Palm Beach sits Jensen Beach, a vibrant community known for its major shopping centers, fine dining, and water sports. Jensen Beach has two golf courses and hosts an annual arts and crafts show.

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- Population: 12,978 (17% age 55-64 and 41% age 65+)

- Median household income: $50,945

- Median home value: $159,000 (70% own)

- Median rent: $1,221 (30% rent)

In Cypress Lake, located down the Caloosahatchee River from Ft. Myers, the cost of living is more than 5% below the national average. Popular with retirees, in Cypress Lake, four in 10 residents are age 65 or older.

- Population: 3,874 (16% age 55-64 and 24% age 65+)

- Median household income: $58,250

- Median home value: $229,800 (84% own)

- Median rent: $1,223 (16% rent)

North River Shores sits on the banks of the North Fork St. Lucie River in Martin County. Residents can appreciate the four waterfront neighborhood parks and a private boat ramp.

- Population: 5,022 (15% age 55-64 and 34% age 65+)

- Median household income: $75,552

- Median home value: $232,900 (91% own)

- Median rent: $1,196 (9% rent)

Located within the Fort Myers and Cape Coral areas, the Whiskey Creek neighborhood sits near the Caloosahatchee River, which connects to the Gulf of Mexico. Community members may join the semi-private Whiskey Creek Country Club for access to an 18-hole golf course and a bar and restaurant, as well as social activities such as bridge and dancing.

- Population: 4,287 (19% age 55-64 and 25% age 65+)

- Median household income: $53,503

- Median home value: $221,600 (67% own)

- Median rent: $1,135 (33% rent)

Located in Sarasota County, which is full of beaches and attractions, Ridge Wood Heights scored particularly high with Niche on health and fitness. The community is only a 15-minute drive to Siesta Key, a Gulf of Mexico barrier island with sandy beaches, tidal pools, and coral reefs.

- Population: 3,119 (12% age 55-64 and 31% age 65+)

- Median household income: $177,500

- Median home value: $1,194,200 (100% own)

- Median rent: $3,501 (0% rent)

This New York village offers fitness center memberships as well as planned game and movie nights. There’s plenty of opportunity for golfing at Lake Success Golf Club or the Fresh Meadow Country Club, which has been a destination for celebrities including Babe Ruth.

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Many American retirees are looking to

, while others who have bid adieu to the workplace are seeking new locales. With no shortage of choices, how do they decide? Some ways to narrow down the list include moving closer to grandkids or settling in a vacation spot that has generated family memories over the years. Folks who get the blues from high taxes and cold weather can find plenty of

, warmer places to establish new roots. Those who want to stay active with outdoor recreation or by playing golf have their pick of communities near manicured club courses and the great outdoors.

, as do small towns with safe streets and quiet neighborhoods. Some of the best choices are idyllic suburbs—like Piermont, New York, and Shenandoah, Texas—that are just minutes away from the business bustle and cultural attractions of big cities. As always, Florida tends to dominate retirement hotspot lists with its year-round warm weather and pristine beaches. To help retirees considering a move,

referenced

, which lists 50 American small towns that offer the best retirement options. Niche made its determinations according to retiree representation, weather quality, cost and safety, access to healthy living, and

. For each town on this list, Stacker included the town’s resident population along with figures for owners, renters, and median household income. While this data is the most current available, some housing statistics Niche uses to calculate its rankings—such as median home values and housing costs—are not entirely reflective of the current housing market. Since these numbers are subject to frequent changes and housing represents 5% of Niche’s total ranking, those statistics are omitted from forthcoming data points and do not detract from Niche’s overall assessment of the best places for retirees. Read on to see which locations are the best spots to retire in America and where you might want to go. You may also like:

- Population: 1,514 (27% age 55-64 and 37% age 65+)

- Median household income: $47,833

- Owners: 78%

- Renters: 22% Similar to many Florida towns, Roseland is an ideal place for retirement thanks to its year-round warm weather and retirement communities. Retirees may also appreciate the town’s affordability, as most of the

. As of August 2021, the

was $267,400.

- Population: 4,287 (19% age 55-64 and 25% age 65+)

- Median household income: $53,503

- Owners: 67%

- Renters: 33% Located in Sarasota County, which is full of beaches and attractions, Ridge Wood Heights

on health and fitness. The community is only a 15-minute drive to Siesta Key, a Gulf of Mexico barrier island abound with sandy beaches, tidal pools, and coral reefs.

- Population: 8,356 (19% age 55-64 and 31% age 65+)

- Median household income: $70,069

- Owners: 71%

- Renters: 29% Miramar Beach is considered a census-designated place—in other words, a community locally recognized but unincorporated. Miramar Beach has tons of things to do, whether it’s going out to eat, perusing racks at the shopping mall, or taking the kids to one of the nearby zoos. For those with grandchildren in the neighborhood,

are rated above average. Traffic in Miramar Beach—especially during the summer months and holidays—tends to be heavy due to its large tourist presence.

- Population: 2,176 (21% age 55-64 and 36% age 65+)

- Median household income: $78,375

- Owners: 75%

- Renters: 25% Redington Shores offers plenty of parks that may attract retirees. Constitution Park, for example, is an ideal setting for picnics or events, and Del Bello Park is a nature refuge with a dock for fishing as well as exercise equipment for those who wish to work out outdoors. Most of the residents in this laid-back Florida town are homeowners, with the

as of January 2022.

- Population: 32,815 (15% age 55-64 and 48% age 65+)

- Median household income: $82,054

- Owners: 86%

- Renters: 14% Estero, a small village in Lee County with a suburban feel, offers a

where the unemployment rate is lower than the national average. The median household income for Estero is also higher than the national average and most residents own their homes. For those who have relatives with children thinking of moving to Estero,

in the area ranks high on both the national and state levels. You may also like:

- Population: 11,118 (14% age 55-64 and 34% age 65+)

- Median household income: $50,450

- Owners: 57%

- Renters: 43% Gulf Gate Estates, located in Sarasota County, is considered a safe town with a decent economy. The neighborhood is conveniently located close to shopping areas, restaurants, and schools. Gulf Gate Estates is also close to health care facilities such as Sarasota Memorial Hospital and William L. Little Health and Human Services Center.

- Population: 9,137 (21% age 55-64 and 33% age 65+)

- Median household income: $59,429

- Owners: 80%

- Renters: 20% The

is a source of pride in this beach town known as the seafood capital of South Carolina. It’s a half-mile boardwalk along a saltwater estuary where residents can eat, listen to live music, shop, and enjoy recreational water activities. Myrtle Beach is 10 miles away, and Huntington Beach State Park is even closer.

- Population: 55,902 (13% age 55-64 and 42% age 65+)

- Median household income: $70,249

- Owners: 81%

- Renters: 19% Bonita Springs is a city in Southwest Florida between Fort Myers and Naples. For retirees who still plan to be out and about, a popular attraction in the area is the

, where visitors can enjoy seeing various animal species and take in the natural surroundings. Bonita Springs also has a ton of retirement communities and access to medical services such as the NCH Bonita Emergency Room.

- Population: 5,725 (9% age 55-64 and 23% age 65+)

- Median household income: $69,063

- Owners: 55%

- Renters: 45% Surfside, an oceanfront community in Miami-Dade County, is home to some of the most sought-after condos with a waterfront view. The neighborhood is close enough to the city but still provides a sense of community. There are also tons of shopping and restaurant options and the area boasts a diverse international population. What’s more, the city’s government is committed to sustainable initiatives, with height restrictions in place for oceanfront developments to be no taller than 12 stories.

- Population: 3,327 (17% age 55-64 and 27% age 65+)

- Median household income: $114,750

- Owners: 86%

- Renters: 14% Hollywood Park is a San Antonio suburb self-described as “a great, peaceful and friendly place to live.” The Hollywood Park Community Association works toward that goal by

and running programs like

, which pairs people needing assistance with others wanting to help. You may also like:

- Population: 7,010 (20% age 55-64 and 23% age 65+)

- Median household income: $88,433

- Owners: 93%

- Renters: 7% Belle Isle, a suburb of Orlando, gives a rural feel for those looking for quiet and seclusion. There’s still close access to cultural and historical sites as well as restaurants. If you’re considering Belle Isle as a place of retirement but choose to work part-time for extra income, the current economy is stable with

than the nation’s average. Similar to other Florida cities, Belle Isle provides plenty of outdoor activities to partake in.

- Population: 13,029 (17% age 55-64 and 34% age 65+)

- Median household income: $72,027

- Owners: 76%

- Renters: 24% Living in North Palm Beach provides residents a peaceful lifestyle and senior communities offer high-quality amenities. North Palm Beach, close to communities such as Lake Park, Palm Beach Gardens, and just a 20-minute drive from West Palm Beach, has a low poverty rate. Although the cost of living isn’t as expensive as other areas in the state, it is higher than the national average. As of late 2021, the

is $428,000.

- Population: 7,283 (18% age 55-64 and 70% age 65+)

- Median household income: $114,762

- Owners: 94%

- Renters: 6% Longboat Key, located between Sarasota and Manatee counties, may be ideal for retirees looking to escape crowds and leave larger cities. There are options for active retirement communities and waterfront golf, for those who are into the sport. The

also have top-rankings.

- Population: 3,311 (16% age 55-64 and 28% age 65+)

- Median household income: $187,569

- Owners: 81%

- Renters: 19% This hilly, 4-square-mile patch of Texas is conveniently located near Austin’s downtown region and two Austin gems:

and

. West Lake Hills also received the 2019 Certified Scenic City Award, which recognizes cities that demonstrate a “commitment to high-quality scenic standards for public roadways and spaces.”

- Population: 9,958 (15% age 55-64 and 41% age 65+)

- Median household income: $65,508

- Owners: 73%

- Renters: 27% Bee Ridge, a suburban neighborhood in Sarasota County, is a quiet, affluent community. The unemployment rate is currently lower than the national average, with most residents in Bee Ridge owning their own homes. There’s also convenient access to medical facilities such as Doctors Hospital of Sarasota and Wound Center-Doctors Hospital. You may also like:

- Population: 14,118 (16% age 55-64 and 54% age 65+)

- Median household income: $58,075

- Owners: 70%

- Renters: 30% Iona, located in Lee County, has many restaurants and parks and is about a 25-minute drive from the popular city of Fort Myers. As of December 2021,

is $422,500 for those interested in buying property in the area, a rather sizable jump over the

, which currently stands at $342,077.

- Population: 24,729 (20% age 55-64 and 38% age 65+)

- Median household income: $85,200

- Owners: 79%

- Renters: 21% This safe, master-planned community in Maricopa County holds numerous community events throughout the year and is a playground for outdoor enthusiasts. The town, known for its large fountain, is an

, a designation given to places that “promote responsible lighting and dark sky stewardship.”

- Population: 1,343 (22% age 55-64 and 47% age 65+)

- Median household income: $75,313

- Owners: 89%

- Renters: 11% This community sits on the 25.4-mile barrier island of Bogue Banks, which is part of an area known for its white beaches and clear water called the

. With numerous water trails and a temperate climate, the coast is a paddler’s paradise.

offers a different kind of fun, as well as volunteer opportunities.

- Population: 1,242 (23% age 55-64 and 48% age 65+)

- Median household income: $72,981

- Owners: 63%

- Renters: 37% North Redington Beach in Pinellas County offers plenty of recreational activities for retirees looking to keep active. For households with kids, there’s Boca Ciega Millennium Park and Seminole City Park to keep the little ones busy. North Redington Beach has something for everyone with several retirement communities and medical centers, making it a top destination for retirees.

- Population: 4,412 (14% age 55-64 and 56% age 65+)

- Median household income: $42,099

- Owners: 87%

- Renters: 13% Brookridge may be under the radar compared to other Floridian cities, but this low-crime, tight-knit Tampa suburb boasts high-ranking 

 and a community that leans conservative. It is also one of the most affordable places for retirees in the state. You may also like:

- Population: 50,454 (17% age 55-64 and 31% age 65+)

- Median household income: $92,929

- Owners: 74%

- Renters: 26% Catalina Foothills, a census-designated place, is located close to Tucson near the Santa Catalina Mountains. There’s tons of sunshine, golf, and picturesque views of the area’s landscape. Catalina Hills also has a thriving economy where the household income is higher than the national average and most residents own their homes.

- Population: 3,004 (11% age 55-64 and 36% age 65+)

- Median household income: $76,962

- Owners: 79%

- Renters: 21% Everything about the Miami suburb of Bal Harbour embodies luxury, from its fine dining to its upscale shopping and oceanfront resorts. For those who still plan on having an active social life, there are plenty of activities going on in the area, which also has easy access to medical care with Miami Beach Community Health Center being close by.

- Population: 3,874 (16% age 55-64 and 24% age 65+)

- Median household income: $58,250

- Owners: 84%

- Renters: 16% North River Shores sits on the banks of the North Fork St. Lucie River in Martin County. Among the attractions for residents are 

, all readily accessible in this low-population town.

- Population: 1,129 (16% age 55-64 and 48% age 65+)

- Median household income: $131,071

- Owners: 89%

- Renters: 11% This community created its

“to preserve, protect and enhance the ecologically and historically unique environment and aesthetic charm of the village.” Residents are just minutes from Detroit and 30 miles from the

, which has 123 miles of trails and 20 golf courses.

- Population: 9,587 (24% age 55-64 and 36% age 65+)

- Median household income: $76,516

- Owners: 75%

- Renters: 25% Deemed the

and the fifth-best beach in the world by Tripadvisor’s annual Travelers’ Choice Awards for Beaches, St. Pete Beach certainly has some bragging rights. The resort city attracts retirees from all over with its big-city amenities. For retirees desiring a social scene, there are plenty of shopping malls and dining options. You may also like:

- Population: 25,544 (12% age 55-64 and 84% age 65+)

- Median household income: $52,196

- Owners: 88%

- Renters: 12% This

was founded in 1978 by construction maven Del Webb. In addition to its seven golf courses, Sun City West offers amenities like adult learning opportunities, organized trips, more than 100 clubs, and four recreation centers.

- Population: 10,669 (20% age 55-64 and 40% age 65+)

- Median household income: $44,862

- Owners: 79%

- Renters: 21% Garden City is a prime spot for crabbing and fishing because of its access to the Atlantic Ocean and Murrells Inlet. The community’s

provides an ideal spot for anglers during the day and acts as a live music venue during summer nights. For anyone considering a move to Garden City, the Myrtle Beach Area Chamber of Commerce offers

.

- Population: 7,817 (16% age 55-64 and 24% age 65+)

- Median household income: $58,663

- Owners: 71%

- Renters: 29% Southgate in Sarasota has tons of coffee shops, restaurants, and parks. This census-designated place has an

, with a large majority of the residents owning their homes.

- Population: 21,812 (17% age 55-64 and 53% age 65+)

- Median household income: $107,013

- Owners: 78%

- Renters: 22% Naples, known for its beautiful beaches, has a large retirement community and is consistently rated as one of the best places to retire. There’s the year-round warm climate, picturesque surroundings, lifestyle, and amenities. The city is also known for its charming downtown area. Naples is also home to several reputable medical centers including Naples Community Hospital.

- Population: 15,095 (18% age 55-64 and 51% age 65+)

- Median household income: $47,862

- Owners: 80%

- Renters: 20% What’s not to love about this beachfront town on Florida’s southern Gulf Coast? Shared by Charlotte and Sarasota counties, Englewood’s beaches are wide and uncrowded, making them popular spots for

that call this part of the state home. The low-key beach town has two state parks,

and

. You may also like:

- Population: 3,974 (18% age 55-64 and 52% age 65+)

- Median household income: $38,490

- Owners: 86%

- Renters: 14% High Point is a community that sits on the Florida Gulf Coast, not far from Tampa Bay’s pulsing metropolis. Seniors love the warm weather and quaint downtown, plus it’s one of the most affordable places in the nation, with home costs 

.

- Population: 20,902 (14% age 55-64 and 80% age 65+)

- Median household income: $49,147

- Owners: 85%

- Renters: 15% Recreation and learning opportunities abound in this retirement community 25 miles south of Tucson in the Sonoran Desert. The nonprofit

operates 13 recreation centers and offers more than 1,000 classes. Every March, it hosts

in which more than 1,000 participants compete in events that include bicycling, mahjong, tennis, and powerlifting.

- Population: 13,072 (13% age 55-64 and 31% age 65+)

- Median household income: $53,500

- Owners: 59%

- Renters: 41% On the Gulf Coast,

is about 130 miles south of Tampa and St. Petersburg. The region hosts a number of baseball spring training camps, and the scenic islands of Sanibel and Captiva are nearby. Winters in the subtropical climate are mild. In the summer months, late afternoon thunderstorms are common—although tropical storms and hurricanes can bring downpours and high winds.

- Population: 2,887 (10% age 55-64 and 40% age 65+)

- Median household income: $80,451

- Owners: 55%

- Renters: 45% Situated in the northern corridor of Houston, Shenandoah has

like the Aveda Institute, which offers a wide range of spa services; an indoor swimming and Olympic training facility that holds national competitions and is also open to the public; and a 10,000-seat artificial turf stadium that hosts football and soccer games. The

in Shenandoah is lower than the U.S. average, and the poverty rate is low.

- Population: 5,198 (11% age 55-64 and 79% age 65+)

- Median household income: $48,672

- Owners: 89%

- Renters: 11% The Timber Pines Community Association, dedicated to offering premier “country club living for active adults,” calls Timber Pines the

Residents can swim in two geothermal heated pools, golf on four courses, play tennis on eight courts, and join more than 100 clubs, classes, and organizations. You may also like:

- Population: 5,022 (15% age 55-64 and 34% age 65+)

- Median household income: $75,552

- Owners: 91%

- Renters: 9% Located within the Fort Myers and Cape Coral areas, the Whiskey Creek neighborhood sits near the Caloosahatchee River, which connects to the Gulf of Mexico. Community members may join the semi-private

for access to an 18-hole golf course and a bar and restaurant, as well as social activities such as bridge and dancing.

- Population: 1,400 (24% age 55-64 and 48% age 65+)

- Median household income: $114,583

- Owners: 82%

- Renters: 18% For a town of just

, there’s a lot to enjoy, including pristine beaches and a mile-long boardwalk filled with

. In the summer, Rehoboth Beach hosts a

.

- Population: 1,406 (17% age 55-64 and 34% age 65+)

- Median household income: $108,947

- Owners: 95%

- Renters: 5% Leland Grove is just minutes away from Springfield and all

the state capital has to offer. A

noted that Leland Grove’s “high-quality residential character represents its greatest strength,” and that its “community spirit is a valuable asset.”

- Population: 10,377 (22% age 55-64 and 36% age 65+)

- Median household income: $54,653

- Owners: 63%

- Renters: 37% With its welcoming sense of community, Cape Canaveral, located along Florida’s Space Coast in Brevard County, has become one of the top retirement destinations. For those not into beaches, another attraction to keep in mind in Cape Canaveral is the

, which offers several exhibits that give a firsthand look at the hardware and spirit of American air and space travel.

- Population: 12,978 (17% age 55-64 and 41% age 65+)

- Median household income: $50,945

- Owners: 70%

- Renters: 30% In Cypress Lake, located down the Caloosahatchee River from Ft. Myers, the cost of living is more than 5% below the national average, and median home prices

. A vibrant nightlife, sense of family-oriented community, and high-ranked public schools are

to this south Florida town. You may also like:

- Population: 13,479 (18% age 55-64 and 29% age 65+)

- Median household income: $54,778

- Owners: 71%

- Renters: 29% Between Fort Pierce and West Palm Beach sits Jensen Beach, a vibrant community known for its major

. Jensen Beach has

and hosts an annual

.

- Population: 5,573 (16% age 55-64 and 54% age 65+)

- Median household income: $102,143

- Owners: 84%

- Renters: 16% Siesta Key, located on Florida’s Gulf Coast, is a hotspot not just for vacations but retirement as well. It’s a short drive from downtown Sarasota and offers its own share of dining, shopping, and of course, beaches.

- Population: 3,119 (12% age 55-64 and 31% age 65+)

- Median household income: $177,500

- Owners: 100%

- Renters: 0% This New York village offers fitness center memberships as well as planned game and movie nights. There’s plenty of opportunity for golfing at Lake Success Golf Club or the

, which has been a historic destination for celebrities including baseball legend Babe Ruth.

- Population: 1,752 (26% age 55-64 and 55% age 65+)

- Median household income: $73,558

- Owners: 83%

- Renters: 17% Hillsboro Beach, a Fort Lauderdale suburb an hour outside Miami, has an urban feel with residents making an above-average income and owning their homes. The

is above average, and as with many other Floridian cities, there’s always the option of having a beach day.

- Population: 1,053 (25% age 55-64 and 27% age 65+)

- Median household income: $216,250

- Owners: 88%

- Renters: 12% Gulf Stream in Palm Beach County has an active lifestyle community with parks and recreational activities. The affluent area has a thriving economy with high-earning household incomes and most residents owning their homes. Among its unique features is the historic canopy of

along North Ocean Boulevard. You may also like:

- Population: 4,206 (12% age 55-64 and 74% age 65+)

- Median household income: $118,669

- Owners: 97%

- Renters: 3% As of August 2021, the

in the resort town of Indian River Shores was $992,000. Residents, however, can see where that cost goes, enjoying an affluent, low-key neighborhood that has a suburban feel with a top-ranking

.

- Population: 1,162 (17% age 55-64 and 28% age 65+)

- Median household income: $170,417

- Owners: 100%

- Renters: 0% Dutch Island, situated on the outskirts of Savannah, is like stepping into another world. The tight-knit island community was built along 500 acres of pristine natural beauty and prides itself as a perfect place for retirees thanks to its quiet and serene atmosphere. Dutch Island is small,

, and offers plenty of activities, from tennis and beach volleyball to boating, hiking, and a community pool.

- Population: 3,885 (19% age 55-64 and 58% age 65+)

- Median household income: $115,219

- Owners: 90%

- Renters: 10% Highland Beach, located in Palm Beach County, is an ideal location for retirees with its laid-back, relaxing beaches and scenic views. Highland Beach is also situated between the more popular cities of Delray Beach and Boca Raton. Palm Beach overall has a huge golfing scene for those who are interested in the sport.

- Population: 1,296 (22% age 55-64 and 50% age 65+)

- Median household income: $60,500

- Owners: 82%

- Renters: 18% An affluent and safe city, South Palm Beach is a haven for retirees. Its attractions include museums, golfing, dining, shopping, close proximity to airports, and of course, beaches. There are also plenty of retirement communities and access to reputable health services.

- Population: 6,140 (13% age 55-64 and 83% age 65+)

- Median household income: $141,856

- Owners: 95%

- Renters: 5% Pelican Bay, a luxury community, boasts private beaches, waterfront dining, museums, and private nature preserves. Residents can also partake in

including tennis and art classes. Pelican Bay is also a short drive from its more popular neighboring city, Naples. The NCH North Naples Hospital is just minutes away, should medical services be needed. You may also like: