The United States is Earth’s punching bag for nasty weather.
Blame geography for the U.S. getting hit by stronger, costlier, more varied and frequent extreme weather than anywhere on the planet, several experts said. Two oceans, the Gulf of Mexico, the Rocky Mountains, jutting peninsulas like Florida, clashing storm fronts and the jet stream combine to naturally brew the nastiest of weather.
That’s only part of it. Nature dealt the United States a bad hand, but people have made it much worse by what, where and how we build, several experts told The Associated Press.
Then add climate change, and “buckle up. More extreme events are expected,” said Rick Spinrad, head of the National Oceanic and Atmospheric Administration.
Tornadoes. Hurricanes. Flash floods. Droughts. Wildfires. Blizzards. Ice storms. Nor’easters. Lake-effect snow. Heat waves. Severe thunderstorms. Hail. Lightning. Atmospheric rivers. Derechos. Dust storms. Monsoons. Bomb cyclones. And the dreaded polar vortex.
It starts with “where we are on the globe,” North Carolina state climatologist Kathie Dello said. “It’s truly a little bit … unlucky.”
China may have more people, and a large land area like the United States, but “they don’t have the same kind of clash of air masses as much as you do in the U.S. that is producing a lot of the severe weather,” said Susan Cutter, director of the Hazards Vulnerability and Resilience Institute at the University of South Carolina.
The U.S. is by far the king of tornadoes and other severe storms.

Doug McSchooler
FILE - People walk through damage from a late-night tornado in Sullivan, Ind., April 1, 2023. (AP Photo/Doug McSchooler, File)
“It really starts with kind of two things. Number one is the Gulf of Mexico. And number two is elevated terrain to the west,” said Victor Gensini, a Northern Illinois University meteorology professor.
Look at Friday’s deadly weather, and watch out for the next week to see it in action: Dry air from the West goes up over the Rockies and crashes into warm, moist air from the Gulf of Mexico, and it’s all brought together along a stormy jet stream.
In the West, it’s a drumbeat of atmospheric rivers. In the Atlantic, it’s nor’easters in the winter, hurricanes in the summer and sometimes a weird combination of both, like Superstorm Sandy.
“It is a reality that regardless of where you are in the country, where you call home, you’ve likely experienced a high-impact weather event firsthand,” Spinrad said.
Killer tornadoes in December 2021 that struck Kentucky illustrated the uniqueness of the United States.
They hit areas with large immigrant populations. People who fled Central and South America, Bosnia and Africa were all victims. A huge problem was that tornadoes really didn’t happen in those people’s former homes, so they didn’t know what to watch for or what to do, or even know they had to be concerned about tornadoes, said Joseph Trujillo Falcon, a NOAA social scientist who investigated the aftermath.

Ben Garver
FILE - Mindy Alston walks her dogs as snow falls, March 14, 2023, in Pittsfield, Mass. (Ben Garver/The Berkshire Eagle via AP, File)
With colder air up in the Arctic and warmer air in the tropics, the area between them — the mid-latitudes, where the United States is — gets the most interesting weather because of how the air acts in clashing temperatures, and that north-south temperature gradient drives the jet stream, said Northern Illinois meteorology professor Walker Ashley.
Then add mountain ranges that go north-south, jutting into the winds flowing from west to east, and underneath it all the toasty Gulf of Mexico.
The Gulf injects hot, moist air underneath the often cooler, dry air lifted by the mountains, “and that doesn’t happen really anywhere else in the world,” Gensini said.
If the United States as a whole has it bad, the South has it the worst, said University of Georgia meteorology professor Marshall Shepherd, a former president of the American Meteorological Society.
“We drew the short straw (in the South) that we literally can experience every single type of extreme weather event,” Shepherd said. “Including blizzards. Including wildfires, tornadoes, floods, hurricanes. Every single type. … There’s no other place in the United States that can say that.”
Florida, North Carolina and Louisiana also stick out in the water so are more prone to being hit by hurricanes, said Shepherd and Dello.
The South has more manufactured housing that is vulnerable to all sorts of weather hazards, and storms are more likely to happen there at night, Ashley said. Night storms are deadly because people can’t see them and are less likely to take cover, and they miss warnings in their sleep.
The extreme weather triggered by America’s unique geography creates hazards. But it takes humans to turn those hazards into disasters, Ashley and Gensini said.
Just look where cities pop up in America and the rest of the world: near water that floods, except maybe Denver, said South Carolina’s Cutter. More people are moving to areas, such as the South, where there are more hazards.

Noah Berger
FILE - Angeles Molina carries belongings from her flooded Merced, Calif., home on Jan. 10, 2023. (AP Photo/Noah Berger, File)
“One of the ways in which you can make your communities more resilient is to not develop them in the most hazard-prone way or in the most hazard-prone portion of the community,” Cutter said. “The insistence on building up barrier islands and development on barrier islands, particularly on the East Coast and the Gulf Coast, knowing that that sand is going to move and having hurricanes hit with some frequency … seems like a colossal waste of money.”
Construction standards tend to be at the bare minimum and less likely to survive the storms, Ashley said.
“Our infrastructure is crumbling and nowhere near being climate-resilient at all,” Shepherd said.
Poverty makes it hard to prepare for and bounce back from disasters, especially in the South, Shepherd said. That vulnerability is an even bigger issue in other places in the world.
“Safety can be bought,” Ashley said. “Those that are well-to-do and who have resources can buy safety and will be the most resilient when disaster strikes. … Unfortunately that isn’t all of us.”
“It’s sad that we have to live these crushing losses,” said Kim Cobb, a Brown University professor of environment and society. “We’re worsening our hand by not understanding the landscape of vulnerability given the geographic hand we’ve been dealt.”
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A look back at 10 billion-dollar disasters that happened 2021
Sean Rayford // Getty Images
2021 was a year of tumult across the globe, but particularly when one examines weather patterns in the United States: Wildfires raged across the West Coast in the summer and fall, Hurricane Nicholas and Tropical Storms Fred and Elsa sent wind gusts in the Southeast, and cold and heat waves alike took turns as the seasons cycled. Hardly any part of the country was left unaffected by particularly intense weather, particularly in the spring: above-average temperatures arriving earlier in the year than expected caused certain weather systems to collide, resulting in tornadoes, hailstorms, and more.
Such erratic weather comes with a heavy price tag. Since 1980, the number of billion dollar natural disasters in the U.S. has increased annually, with severe storms and tropical cyclones in particular dramatically increasing in frequency, along with winter storms, wildfires, and floods.
Citing data collected by NOAA, Stacker compiled a list of the 10 most expensive natural disasters in 2021 as of Dec. 1, 2021. In total, there were 18 disasters that cost at least 1 billion dollars in 2021, totaling over 104.8 billion dollars. Read on to find out what states were hit the hardest, and what infrastructure suffered the most.
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Sean Rayford // Getty Images
2021 was a year of tumult across the globe, but particularly when one examines weather patterns in the United States: Wildfires raged across the West Coast in the summer and fall, Hurricane Nicholas and Tropical Storms Fred and Elsa sent wind gusts in the Southeast, and cold and heat waves alike took turns as the seasons cycled. Hardly any part of the country was left unaffected by particularly intense weather, particularly in the spring: above-average temperatures arriving earlier in the year than expected caused certain weather systems to collide, resulting in tornadoes, hailstorms, and more.
Such erratic weather comes with a heavy price tag. Since 1980, the number of billion dollar natural disasters in the U.S. has increased annually, with severe storms and tropical cyclones in particular dramatically increasing in frequency, along with winter storms, wildfires, and floods.
Citing data collected by NOAA, Stacker compiled a list of the 10 most expensive natural disasters in 2021 as of Dec. 1, 2021. In total, there were 18 disasters that cost at least 1 billion dollars in 2021, totaling over 104.8 billion dollars. Read on to find out what states were hit the hardest, and what infrastructure suffered the most.
You may also like: The only 7 countries that are on track to meet the Paris Agreement—and how they're doing it

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A look back at 10 billion-dollar disasters that happened 2021
Peter Zay/Anadolu Agency via Getty Images
- Total cost: $1.3 billion
- Total deaths: 2 people
August 2021 brought six consecutive days of hail, high winds, and thunderstorms to Wisconsin, Nebraska, Illinois, and other central U.S. states. After gusts ranging from 40 to 77 mph moved through southern Wisconsin, hundreds of thousands went without power, the largest outage a local energy company had ever witnessed. Heavy rainfall in and around Omaha led to flash flooding and related infrastructure destruction. Besides the winds and rain, August was also abnormally hot. The country’s average was 1.9°F above usual, making it the 14th-warmest August on record.
Peter Zay/Anadolu Agency via Getty Images
- Total cost: $1.3 billion
- Total deaths: 2 people
August 2021 brought six consecutive days of hail, high winds, and thunderstorms to Wisconsin, Nebraska, Illinois, and other central U.S. states. After gusts ranging from 40 to 77 mph moved through southern Wisconsin, hundreds of thousands went without power, the largest outage a local energy company had ever witnessed. Heavy rainfall in and around Omaha led to flash flooding and related infrastructure destruction. Besides the winds and rain, August was also abnormally hot. The country’s average was 1.9°F above usual, making it the 14th-warmest August on record.
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A look back at 10 billion-dollar disasters that happened 2021
Scott Alan Ritchie // Shutterstock
- Total cost: $1.3 billion
- Total deaths: 4 people
Texas, Louisiana, Mississippi, Alabama, Tennessee, South Carolina, Kentucky, and Georgia were all affected by a string of tornadoes in late spring. In a single evening, Mississippi experienced 12 tornadoes, including one that left a 1,000-yard damage track in its wake. More than 100,000 people experienced power outages. South Carolina suffered damage to vehicles, power lines, and trees, with “golf ball-sized hail” reported in some areas. In Kentucky, the same damages were experienced, battering several houses.
Scott Alan Ritchie // Shutterstock
- Total cost: $1.3 billion
- Total deaths: 4 people
Texas, Louisiana, Mississippi, Alabama, Tennessee, South Carolina, Kentucky, and Georgia were all affected by a string of tornadoes in late spring. In a single evening, Mississippi experienced 12 tornadoes, including one that left a 1,000-yard damage track in its wake. More than 100,000 people experienced power outages. South Carolina suffered damage to vehicles, power lines, and trees, with “golf ball-sized hail” reported in some areas. In Kentucky, the same damages were experienced, battering several houses.
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A look back at 10 billion-dollar disasters that happened 2021
Christin Lola // Shutterstock
- Total cost: $1.4 billion
- Total deaths: 5 people
The area surrounding Lake Charles experienced more than 15 inches of rain over just 12 hours in mid-May 2021, constituting the third-heaviest rainfall in the city’s history. Mayor Nic Hunter claimed that more buildings and structures were flooded during this month than were during both Hurricane Laura and Delta combined. At least 400-500 buildings were flooded, trapping citizens inside. In Baton Rouge, 16,000 lost power, 250 people had to be rescued from their homes, and 50 roads were made inaccessible. The streets of New Orleans were similarly flooded.
Christin Lola // Shutterstock
- Total cost: $1.4 billion
- Total deaths: 5 people
The area surrounding Lake Charles experienced more than 15 inches of rain over just 12 hours in mid-May 2021, constituting the third-heaviest rainfall in the city’s history. Mayor Nic Hunter claimed that more buildings and structures were flooded during this month than were during both Hurricane Laura and Delta combined. At least 400-500 buildings were flooded, trapping citizens inside. In Baton Rouge, 16,000 lost power, 250 people had to be rescued from their homes, and 50 roads were made inaccessible. The streets of New Orleans were similarly flooded.
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A look back at 10 billion-dollar disasters that happened 2021
Scott Cunningham // Getty Images
- Total cost: $1.4 billion
- Total deaths: 8 people
Tornadoes, wind gusts, hail, and flash floods impacted multiple states in the eastern U.S. right around St. Patrick’s Day in 2021. Georgia and Alabama were hit by multiple tornadoes that damaged homes, businesses, and power lines, claiming eight lives. Tornadoes across the southeastern U.S. totalled nearly 24 within just a few hours. Many required rescue from homes that were collapsing or losing their roofs. Flash flood warnings quickly spread in Alabama, Georgia, Tennessee, and North Carolina.
Scott Cunningham // Getty Images
- Total cost: $1.4 billion
- Total deaths: 8 people
Tornadoes, wind gusts, hail, and flash floods impacted multiple states in the eastern U.S. right around St. Patrick’s Day in 2021. Georgia and Alabama were hit by multiple tornadoes that damaged homes, businesses, and power lines, claiming eight lives. Tornadoes across the southeastern U.S. totalled nearly 24 within just a few hours. Many required rescue from homes that were collapsing or losing their roofs. Flash flood warnings quickly spread in Alabama, Georgia, Tennessee, and North Carolina.
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A look back at 10 billion-dollar disasters that happened 2021
Happy Owl // Shutterstock
- Total cost: $1.5 billion
- Total deaths: 0 people
It is thought that April 2021 introduced the largest recorded hailstone seen in Texas. A hailstone measuring 6.4 inches landed near Hondo, Texas, with additional hailstones alleged to be between 2 and 4 inches also reported. The San Antonio and Fort Worth areas also experienced hail-induced damage to residences and local businesses, with some roofs being crashed through. The damage from this storm was particularly notable due to hail falling in urban, densely populated areas. Baseball or apple-sized hailstones shattered car windows throughout Fort Worth.
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Happy Owl // Shutterstock
- Total cost: $1.5 billion
- Total deaths: 0 people
It is thought that April 2021 introduced the largest recorded hailstone seen in Texas. A hailstone measuring 6.4 inches landed near Hondo, Texas, with additional hailstones alleged to be between 2 and 4 inches also reported. The San Antonio and Fort Worth areas also experienced hail-induced damage to residences and local businesses, with some roofs being crashed through. The damage from this storm was particularly notable due to hail falling in urban, densely populated areas. Baseball or apple-sized hailstones shattered car windows throughout Fort Worth.
You may also like: 30 breathtaking images from NASA's public library
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A look back at 10 billion-dollar disasters that happened 2021
Jon Durr // Getty Images
- Total cost: $1.7 billion
- Total deaths: 0 people
In mid-June 2021, states from Illinois to Kentucky experienced storms that brought rain and hail allegedly the size of softballs. In particular, Ohio experienced damaging weather, with high winds and a tornado compounding the hailstorms. Trees were uprooted and power lines were downed, with vehicles and buildings sustaining damage. Over 1,000 people lost power. Though most hailstones ranged from 1 to 1.5 inches, some as large as 2.5 were reported in Beavercreek.
Jon Durr // Getty Images
- Total cost: $1.7 billion
- Total deaths: 0 people
In mid-June 2021, states from Illinois to Kentucky experienced storms that brought rain and hail allegedly the size of softballs. In particular, Ohio experienced damaging weather, with high winds and a tornado compounding the hailstorms. Trees were uprooted and power lines were downed, with vehicles and buildings sustaining damage. Over 1,000 people lost power. Though most hailstones ranged from 1 to 1.5 inches, some as large as 2.5 were reported in Beavercreek.
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A look back at 10 billion-dollar disasters that happened 2021
Tamir Kalifa // Getty Images
- Total cost: $1.7 billion
- Total deaths: 6 people
A string of tornadoes affected Alabama, Mississippi, Louisiana, Arkansas, and Missouri on St. Patrick’s Day 2021. Mississippi and Alabama were hit particularly hard, with trees uprooted, infrastructure bowled over, and over 16,000 homes and businesses sustaining damage in the latter state alone. Across all five states, 23 tornadoes were reported to the NOAA Storm Prediction Center (SPC). Ultimately, over 30,000 people lost power. The storms were so serious that the National Weather Service Storm Prediction Center issued a Level 5 of 5 danger warning, constituting a “high risk” that is rarely used to describe impending weather.
Tamir Kalifa // Getty Images
- Total cost: $1.7 billion
- Total deaths: 6 people
A string of tornadoes affected Alabama, Mississippi, Louisiana, Arkansas, and Missouri on St. Patrick’s Day 2021. Mississippi and Alabama were hit particularly hard, with trees uprooted, infrastructure bowled over, and over 16,000 homes and businesses sustaining damage in the latter state alone. Across all five states, 23 tornadoes were reported to the NOAA Storm Prediction Center (SPC). Ultimately, over 30,000 people lost power. The storms were so serious that the National Weather Service Storm Prediction Center issued a Level 5 of 5 danger warning, constituting a “high risk” that is rarely used to describe impending weather.
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A look back at 10 billion-dollar disasters that happened 2021
Lawrence Atienza // Shutterstock
- Total cost: $3.2 billion
- Total deaths: 0 people
It is thought that a combination of convection and diurnal heating sparked a series of tornadoes, hailstorms, flash flooding, and high winds in the Southwest in April. Hailstorms hit Oklahoma, producing hailstones of 2.75 and 3 inches in Grady, McClain, and Cleveland Counties. In Texas, a series of tornadoes produced winds as high as 80 mph in Scurry County. One tornado hit the Oklahoma City suburbs overnight, causing particular concern. Overnight tornadoes are particularly dangerous due to their hard-to-anticipate nature.
Lawrence Atienza // Shutterstock
- Total cost: $3.2 billion
- Total deaths: 0 people
It is thought that a combination of convection and diurnal heating sparked a series of tornadoes, hailstorms, flash flooding, and high winds in the Southwest in April. Hailstorms hit Oklahoma, producing hailstones of 2.75 and 3 inches in Grady, McClain, and Cleveland Counties. In Texas, a series of tornadoes produced winds as high as 80 mph in Scurry County. One tornado hit the Oklahoma City suburbs overnight, causing particular concern. Overnight tornadoes are particularly dangerous due to their hard-to-anticipate nature.
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A look back at 10 billion-dollar disasters that happened 2021
Montinique Monroe // Getty Images
- Total cost: $20.8 billion
- Total deaths: 172 people
February 2021 was the coldest February on record in the United States since 1989. The damage the extreme cold temperatures wrought constituted what may be the most expensive weather event in the history of Texas, even more so than Hurricane Harvey. For Arkansas, Iowa, Kansas, Missouri, Nebraska, and Oklahoma, the cold was record-breaking, with northern states like Minnesota experiencing daily extremes as well. Dozens died in Texas due to snow and cold, and close to 10 million across the South were left without power. A whopping 73% of mainland U.S. states were blanketed in snow in mid-February.
Montinique Monroe // Getty Images
- Total cost: $20.8 billion
- Total deaths: 172 people
February 2021 was the coldest February on record in the United States since 1989. The damage the extreme cold temperatures wrought constituted what may be the most expensive weather event in the history of Texas, even more so than Hurricane Harvey. For Arkansas, Iowa, Kansas, Missouri, Nebraska, and Oklahoma, the cold was record-breaking, with northern states like Minnesota experiencing daily extremes as well. Dozens died in Texas due to snow and cold, and close to 10 million across the South were left without power. A whopping 73% of mainland U.S. states were blanketed in snow in mid-February.
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A look back at 10 billion-dollar disasters that happened 2021
Sean Rayford // Getty Images
- Total cost: $64.5 billion
- Total deaths: 96 people
Hurricane Ida is thought to be the seventh most expensive hurricane in the U.S. in the past two decades. This is due to not only property damages and the cost of clean-ups, but also detrimental effects to tourism and citizens’ ability to work. Negative economic reverberations will likely be felt throughout the U.S. economy for years to come, particularly in the oil and gas industries. Hurricane Ida’s winds reached an impressive Category 4, thought to inflict more damage than floods, largely due to overturned trees. Though the Gulf Coast up to the Northeast was affected, Louisiana was perhaps the most battered of all U.S. states.
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Sean Rayford // Getty Images
- Total cost: $64.5 billion
- Total deaths: 96 people
Hurricane Ida is thought to be the seventh most expensive hurricane in the U.S. in the past two decades. This is due to not only property damages and the cost of clean-ups, but also detrimental effects to tourism and citizens’ ability to work. Negative economic reverberations will likely be felt throughout the U.S. economy for years to come, particularly in the oil and gas industries. Hurricane Ida’s winds reached an impressive Category 4, thought to inflict more damage than floods, largely due to overturned trees. Though the Gulf Coast up to the Northeast was affected, Louisiana was perhaps the most battered of all U.S. states.
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